Question 1

What types of insurance should dentists consider?

Accepted Answer

The key types of insurance for dentists include:

Income Protection – Replaces lost earnings if you’re unable to work.
Health Insurance – Provides faster access to medical treatment.
Trauma & TPD Insurance – Covers serious illness or permanent disability.
Life Insurance – Ensures financial support for your family or business.
Business Overheads Insurance – Covers practice expenses if you can’t work.

Question 2

Why do you charge a fee for insurance review when other insurance brokers don’t?

Accepted Answer

My advice is tailored to your needs—not for sales targets. Your coverage should align with your income, debt levels, and future goals. I offer a professional review to ensure you’re not over- or under-insured. My $650 fee ensures a personalised insurance review based on your stage in your career, debt, and financial goals.  The fee is waived if any new insurances are required.

Question 3

Why do dentists need financial life planning?

Accepted Answer

As a dentist, you’ve invested years into your career, but managing your finances can be just as complex as running a practice. Financial life planning ensures that your money is working for you—helping you balance debt repayment, investment decisions, and long-term security while aligning with your personal and professional goals.

Question 4

Why is personal insurance important for dentists?

Accepted Answer

Your ability to work is your greatest financial asset. If illness, injury, or unexpected events prevent you from practising, insurance protects your income, lifestyle, and family—ensuring financial security.

Question 5

How is your process different from traditional financial advice?

Accepted Answer

Unlike traditional financial advisers who focus primarily on investments or selling financial products, we take a holistic approach. Our process is similar to a comprehensive dental treatment plan—we diagnose financial issues and create a personalised strategy.

Question 6

What happens in the first financial planning consultation?

Accepted Answer

The free consultation is your financial check-up. We discuss your current financial situation, concerns, and goals. You’ll also learn about our process, and we’ll determine if working together is the right fit for you—there’s no obligation to continue.

Question 7

How much is your financial planning services?

Accepted Answer

Our financial planning services are fee-based at a cost of $3,450 for the full comprehensive plan and takes 4-5 meetings. Then you can either implement the plan or we can do this for you.

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